Contractors Making Money...But Still Broke?

Fix your job costing. Control your cash flow.

See where your profit is leaking.

Stop guessing. Start knowing exactly where your

money is going and why it's not staying.

QuickBooks ProAdvisor Certified

🛡️ 25+ Years Experience

📍 Houston, Texas & Nationwide

🌐 Hablamos Español

If This Sounds Like You, You're Losing Money

  • You THINK you made money...but you're not sure

  • You price based on gut feeling, not real numbers

  • Cash flow feels tight even when revenue is high

  • Your books are "done"...but don't tell you anything useful

  • You think you are doing well...until tax time hits.

82%

of contractor failures trace to cash flow problems

- CFMA

67%

of contractors don't know their true job costs.

- Procore

This isn't a revenue problem. It's a visibility problem.

This Happens More Often Than You Think

The $20K Job That Was Actually a Loss

Most contractors think they made money on a job...

Until we break it down and uncover:

  • Hidden Labor Costs

  • Missed Overhead

  • Incorrect Pricing

What looked like a profit...was actually a loss.

If you don't know your numbers, you are gambling with your business.

We Turn Your Numbers Into a System That Makes You Money

We don't just do bookkeeping. We build a financial system that gives you:

Job Costing Clarity

Know exactly what every job costs you in real time - materials, labor, subs, and overhead costs.

Cash Flow Control

A 13-week cash flow framework so you always know what's coming in and going out.

Tax-Ready Financials

Books that are always clean, organized, and ready when your CPA needs them.

Contractor-Specialized

We speak your language - WIP reports, change orders, draw schedules, retention tracking.

Data-Driven Decisions

KPI Dashboards and monthly reviews that give you clear visibility into how your business is performing.

Integrated Tech Stack

After we evaluate your financials, we recommend the best system integration for your business.

Built on Real Accounting Expertise

  • 25+ years of experience in Tax, Accounting, and Technology

  • Big 4 Accounting Firm and Corporate Experience

  • Specialized in Contractor Financial Systems

  • Not just reporting numbers, fixing them

You don't need another bookkeeper.

You need someone who understands how money actually works in your business.

Built for Contractors and Small Businesses

Who Are Ready to Grow

Contractors & Trades

General contractors, specialty trades, HVAC, plumbing, electrical, and construction companies who need real job costing and project profitability.

Home-Service Businesses

Landscaping, roofing, remodeling, and property maintenance companies that need clean financials and cash flow visibility..

Small Business Owners

Growing businesses that need a financial partner — not just a bookkeeper. From tax-ready books to strategic planning..

From Book Essentials to Fractional CFO

We Scale With You

AESSENTIAL

Financial Foundation

Monthly bookkeeping, reconciliation, financial statements, Cash Flow, and tax-ready books..

Starting at $495 / month

AGROWTH

Operational Controller

Everything in Essential + job costing. KPI Dashboards, and project profitability analysis.

Starting at $995 / month

THRIVE

Fractional CFO

Everything in Growth + Cash Flow, forecasting. WIP reporting, and strategic planning.

Starting at $1,995 / month

No Contracts. Scale up or down as your business needs change.

Getting Started in 3 Simple Steps :

Step 1

Show Us Your Numbers

We'll review your current financials, understand your business goals, challenges, and growth plans.

Step 2

We Set Up Your System

Custom QuickBooks setup, job costing configuration, and reporting dashboards tailored to your business.

Step 3

We Help You Grow

We handle the books. You get clear reports, real-time visibility, and a dedicated bookkeeping team keeping your numbers in order.

INTEGRATED TECHNOLOGY STACK

QuickBooks Online

Knowify

Fathom

Jirav

Stop Guessing. Start Knowing.

Every day you don't understand your numbers... you're losing money.

Contractor Finance Insights

Job Costing

Five Job-Costing Mistakes that kill Contractor Profits

Most Contractors lose money on jobs they think they are profitable. Here are the five most common job costing errors; and how to fix them before they drain your margins.

Read More

Cash Flow

The 13-Week Cash Flow Forecast Every Contractor Needs

Cash flow kills more contractors than bad work. Learn the 13-week rolling forecast framework that gives you complete visibility into what's come in and going out.

Read More

Risk Management

Piercing The Corporate Veil

The hidden risk of comingling business and personal funds. Very common and easy to get trapped in this cycle. Most contractors don't know the risk until it's too late and the lawyer delivers the bad news.

Read More

Ready for clean, contractor-smart financials?

Are you ready to stop chasing receipts, fixing messy books, and wondering where your profit went? We give contractors and small business owners clean financials, accurate reporting, and dependable support so you can focus on jobs, customers, and growth. Hit the button below and let's build a smart, structured system that works for your business.

Tru-Financial Management, LLC is a bookkeeping and financial records management firm. We are not a CPA firm, financial advisor, investment advisor, or law firm. Nothing on this website constitutes financial, tax, legal, or investment advice. All information is provided for general informational purposes only. Please consult a licensed professional for advice specific to your situation.

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